online sweat equity

Habitat for Humanity Sarasota is offering online modules for sweat equity in lieu of physical sweat equity since the build sites are closed due to COVID-19.


Civics 101

Civics 101 is a production of New Hampshire Public Radio. You may receive sweat equity totaling 11.5 hours for completing the following 13 modules. Civics 101 also fulfills Being a Good Neighbor Pathway to Homeownership workshop that was originally scheduled on April 16, 2020. 

Directions: Listen to all 13 podcasts, provide a detailed response of what you have learned from each podcast. Label each description by episode and send in one email, a Word doc attachment or in the body of an email is acceptable. Do not send incomplete assignments.  


Financial Literacy

Smart About Money is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.

Money Basics / Spending & Saving – submit completed SMART Goals Worksheet, Spending Detective Worksheet, Mindful Spending Worksheet, Budget Worksheet and provide a detailed response of what you have learned and you will implement in the next 2 months. Define who your accountability partner is. Completion of this module will earn 5 sweat equity hours AND fulfills the Financial Literacy, Pathway to Homeownership workshop that was originally scheduled in February 2020. 

Money Basics / Credit & Debit – submit completed Credit and Debt Plan Worksheet, create a SAM Plan, and provide a detailed response of what you have learned and you will implement in the next 2 months. Completion of this module will earn 3 sweat equity hours.

Money Basics / Insurance – submit completed Home Inventory Worksheet, Insurance Policy Inventory Worksheet, and create a SAM Plan and provide a detailed response of what you have learned. Completion of this module will earn 5 sweat equity hours.

Money Basics / Employment – submit completed Work Satisfaction Worksheet, Employment Plan Worksheet, SMART Goals Worksheet, DECIDE Worksheet and create a SAM Plan and provide a detailed response of what you have learned and you will implement in the next 2 months. Completion of this module will earn 5 sweat equity hours.

My Emergency Fund Plan – submit completed SMART Goals Worksheet and provide a detailed response of what you have learned and you will implement in the next 2 months. Define who your accountability partner is. Completion of this module will earn 3 sweat equity hours.

My Housing Plan – submit completed Housing Costs Worksheet, Housing Plan Worksheet and provide a detailed response of what you have learned and you will implement in the next 2 months. Completion of this module will earn 3 sweat equity hours.